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Grants & Loans


Grants are monies given to you – no need to repay them. Grants are based on demonstrated financial need (FAFSA) and are given by the federal and state government as well as by SPU.
Learn more about grants.

Loans are a normal part of financing a college education. There are several types of loans that students and parents may take out. Below is a quick guide to the various loan programs.
Learn more about loans.

Federal Stafford Loan

These loans are issued through banks, credit unions, and savings and loan institutions. Again, students must meet eligibility requirements as determined by the U.S. Department of Education.

Federal Perkins Loan

Available to students with a demonstrated need as determined by the federal government. Students will begin making payments on this low interest loan (5%) when they are no longer a full-time student.

Federal PLUS Loan

(Parent Loans for Undergraduate Students). Parents may borrow money to finance their student’s education. The student must be a dependent.

Seattle Pacific Institutional Loan

Awarded by SPU to undergraduate students with documented need as determined from a processed FAFSA. Funds are obtained from the institution and from former SPU students who are in the process of repaying their loans. No interest is charged on the loans while students are enrolled at least half time. Repayment begins six months after leaving SPU or six months after dropping below half-time status.




My World

Meet Meredith Teague
Meet Chrissy Hughes. This sophomore has been to the U.S. Figure Skating Championships four times, and won the Junior Grand Prix twice.

After you learn about Chrissy, go ahead and meet other interesting SPU students at the My World Gallery.