Federal Stafford Loans (subsidized and unsubsidized)

Quick Links: Stafford Entrance Counseling
                  Lender Selection and MPN
                  Master Stafford Lender Selection Form

These loans are made through banks, savings and loan associations, and credit unions. Any student is eligible to apply who satisfies the eligibility requirements as established by the U.S. Department of Education. The Federal Stafford Loan interest rate varies depending on when the student borrows the funds and when they enter repayment. Interest rate information is available at http://studentaid.ed.gov. Payment terms may also vary, students are encouraged to check with their lenders. No interest is charged on subsidized Stafford loans while students are in school and during a six-month grace period thereafter. Interest on unsubsidized Stafford loans starts accruing from the time the funds are disbursed. Students with unsubsidized Stafford loans may chose to pay the accruing interest while in school or let it accrue. For information about paying accruing interest, please contact your lender.

To complete the Stafford Loan process click here.