Federal Stafford Loans (subsidized and unsubsidized)

Quick Links: Direct Stafford Loan overview
                    Direct Stafford MPN (first time Direct loan borrowers only)
                    Direct Stafford entrance counseling (first time borrowers only)

Lender: U.S. Department of Education
Initial eligibility application: Free Application for Federal Student Aid (FAFSA)
Eligibility requirements: Enrolled at least half time (6 credits Undergraduate / 3 credits Graduate), making satisfactory academic progress
Current interest rates / loan limits: Direct loans for students

Interest accrual begins: Unsubsidized at disbursement, Subsidized 6 months after ceasing at least half time enrollment in school
Repayment begins: 6 months after ceasing at least half time enrollment in school
Repayment Term: 10 years
Minimum Monthly Payment: $50
Direct Loan Servicer Information
Loan Repayment Information