The following descriptions are general. For more specific information about plan benefits and limitations, refer to information here .
Life Insurance and Accidental Death and Dismemberment Insurance
The University provides and pays for life insurance coverage for all
regular full and part-time employees in an amount equal to two times
the employees' annual salary, with a minimum guaranteed benefit level
of $10,000. The combined maximum benefit level is $750,000.
No statement of health or medical questionnaire is required. Employees are expected to provide beneficiary information within their first 30 days of employment.
Accidental Death and Dismemberment (AD&D)
For accidental loss of life, the amount of this insurance benefit is equal to the employee Basic Life
coverage amount. For other covered losses, the amount of this benefit is a percentage of the Basic Life coverage amount.
Insurance coverage reduces by 35 percent at age 70, and to 50 percent at age 75.
Waiver of monthly premium once qualified with total disability, right to convert or make portable this benefit upon separation from the University, accelerated death benefit, seat belt benefit, air bag benefit, career adjustment benefit, higher education benefit, occupational assault benefit, emergency travel assistance and repatriation.
Additional Voluntary Term Life Insurance and Accidental Death and Dismemberment (AD&D)
The University also
makes available additional voluntary term life and AD&D
insurance for regular full-time or regular part-time employees and their
eligible dependents based on the information below.
Term Life & AD&D Insurance
be purchased in $10,000 increments up to $500,000 - medical underwriting (health statement) required.
If enrolled in first 30 days of eligibility, guaranteed issue up to $150,000 with no
health statement required.
be purchased in $5,000 increments. May not exceed the amount of the employee's additional voluntary amounts and limited to $250,000.
If enrolled in first 30 days of eligibility; guaranteed issue up to $25,000 with no health
be purchased in $2,000 increments up to a maximum of $10,000. May not exceed the amount of the employee's additional voluntary amounts.
If enrolled in first 30 days of eligibility; guaranteed issue up to $10,000 with no health
AD&D is also available to you in the same coverage amounts
as life insurance. No health statement is required for voluntary
order to purchase voluntary term life and AD&D coverage for your
dependents, you must purchase coverage for yourself. Premiums
are paid entirely by the employee through payroll deductions.
In order to be eligible
for the guaranteed issue amounts, new employees and their eligible dependents
must enroll in voluntary life insurance during their first 30 days of
For premium information, please contact Human Resources: (206)281-2809.